I agree, while it is fine to model your game after another, you want something to make yours special. Otherwise why would someone play your game and not a AAA title like The Crew?
As for the whole using real cars and such, as long as you don't take a direct rip from another game it should be fine. I'm not big on the whole legality thing, but as long as you make a generic "look-a-like" car without the obvious car model/brand I don't think the other companies can do too much about it. A red car with a similar design but no model/brand can be argued that it's just a generic red car that happens to look similar. Maybe. I'm not a lawyer so that's just my guess.