However, you should never ever need them. If they ever catch something about to execute which is clearly not a false positive, you have already failed extremely badly and what you really need is to overthink how things could come this far.
Where did I download that and why did I think it would be a good idea to execute it? How could something even start to execute just because I visited a web page? All of these issues suggest a severe failure on your part before anti virus came even into play. No software should be able to start executing on your system just because. If it does, the battle is already lost. Anti virus software might be able to save the day but you can never be sure if something it did not recognize did not get through.
but it saves you when you screwed up, better yet is not to screw up and that's actually fairly easy:
- if you see a popup warning you that you have a virus IGNORE IT, most of the time it's an add trying to get you to download a virus, no virus will EVER let you know that it found something WITHIN a webpage, so if the window is "owned" by your browser (in the taskbar), IGNORE IT, if it's not, well ignore it anyway, most antivirus with default settings will take reasonable actions if you let them do without worrying about it and if you're following
I'm by no means a security expert, but from my little experience there is very good reason for anti-virus software.
1. You seem to confuse 2 things into 1: Alerts are not just for something dodgy executing on your system, it could also mean something dodgy BLOCKED AT THE POINT OF ENTRY, and the software gives an alert just for the sake of a pat on the back and a "welldone you're worth the money" reward
2. Saying AV are never needed also defeats the point of the internet - particularly in exploring for information through search engines. Ninety nine percent of times reputable brands/names are not even involved so these actions cannot be said that one was careless/(or screwing up as you put it).
Typically you require some information about something, product , news, sales info --- Nothing wrong/careless with that
You go to your search engine type in some keys words and results that perfectly match your search is found -----Nothing wrong/careless with that
Most of the times you can't second guess a website,
merely visiting a site that perfectly match the info you're started out searching for ------ cannot be said to be a screw up or careless
And these days thats all you have to do ---- just visit a compromised site, you don't even need to explicitly download
Yes you can be safe without AV if you remain in your little box and never venture out but that defeats the point of the internet