I am thinking though, since computers are coming without disc drives, how would I write to the disc?
I use a Panasonic 70€ USB writer. Note that not all writers can do M-Disc (needs some kind of high-power laser).
RAID on SSD
Well maybe if you have 10G or 40G ethernet. My 4-disk RAID5 runs at maximum theoretical throughput over gigabit ethernet, give or take a dozen kb/s (actually twice that, since both clients and NAS are wired to the router with two NICs, and use link aggregation, completely saturating two cables). Writing to the RAID doesn't get to saturate the cable, but I doubt SSDs would help much there.
RAID is awesome since if a sector goes poof on a disk, it isn't gone, and if a whole disk poofs, it still works. In theory, that is... if the RAID is able to heal after you replaced a disk without getting another sector or drive failure (which, unluckily, is not at all impossible).
You had better had no power failure during that time or a really good UPS, too. Healing the RAID after adding/replacing a disk takes around 2 hours (assuming 1TB disks, double that for an array of 2TB disks, etc). That is a quite long time during which you're "vulnerable".
But RAID won't protect you from the whole box being destroyed by a thunderstorm (the UPS is supposed to catch that, but who can tell for sure!) or by theft or such, and it won't protect you from being an idiot and deleting a file which you only realize being important the next day.
A backup will protect against that (preferrably on a write-once medium).