Dwarf Fortress's main idea isn't about Geology at all
Dwarf Fortress may not set out to be a geology simulator, but that doesn't change the fact that it is (perhaps incidentally) a geology simulator.
There is a world of difference between the Settlers' brand of "iron + coal => sword", and Dwarf Fortress' complex mineral trees.
Iron + Coal doesn't equal a sword anyway. Also, as for Dwarf Fortress, I'm just saying that if he wasn't a realistic game, he can have them trees in if he wants to.