T&L automatically works if you're using OpenGL transforms and lighting. Not too many people are using lighting, you only have 8 real lights.
Anyway, nvidias site gives optimization tips to get the best performance out of their particular hardware T&L(allegedly x4 performance), but that doesn't necessarily equate to good performance on future cards from other companies with T&L support.
[This message has been edited by logistix (edited December 13, 1999).]