Am I allowed to drop some socialist Canadian smugness in this thread ?
We're partially derailing the "help" thread, but I suppose I'll add some of it.
The topic of education costs comes up almost every year, and it usually gets involved with comparisons between different countries and different locations within different countries.
Two other nations frequently mentioned are Canada and Australia.
Australia is frequently mentioned because relatively few people have tertiary education. They have a small number of schools, just 43 total 4-year institutions. True they are a small nation, with only 22 million citizens to feed into those schools, but still they have one of the lowest per-capita rates for modern nations. There is a common cry that you don't need higher education in Australia.
Several nations such as Canada heavily subsidize their higher education, so out-of-pocket cost isn't a good direct comparison. That doesn't mean Canada isn't a great place for education, it certainly is. Canada has the highest per-capita tertiary education.
Canada is #1, followed by Isreal, and then the US and Japan are basically tied for third.
This isn't universal. Many nations will pay your full academic bill, but they strictly control who can enter the programs. If your primary and secondary grades were not stellar you have no chance of getting tertiary education in the nation. Germany is one example of that.
Rounding up the international education discussion, the situation in the UK also has a notable quirk. There is a series of tests, the GCSE grades, that basically determine what you can do with your life. (No pressure kids.) They have been studied globally and are the prime example of both the benefits and pitfalls of high stakes testing.
But you live in the United States. Those fresh out of high school need to apply to the top-tier schools with their grades and test scores, but most community colleges, most trade schools, and many small universities will take anyone who applies. Also by the time you hit age 25 the grades and tests are mostly irrelevant, even most top-tier schools will take any adult who is willing to pay and show they will work hard.
Some points of reference from earlier university discussions.
In 2010 the United States had 2774 four-year colleges and universities. The mean cost was $4081 per semester, the median cost was $2916 per semester.
If you have taken stats (which you probably haven't, because we are talking about going to university studies) then those numbers should be unsettling. They are heavily right-skewed.
Think about that for a minute...
The median cost of schools is $2916. That means of the 2774 schools in 2010, there half of them (1387) charge exactly or below $2916. Hundreds of four-year institutions cost less than $1000 per semester, although most of those are community colleges rather than universities.
There are several groups that rank universities in the nation by various factors, one is the US News' annual rankings. They only rank about 15% of the four-year schools, focusing on large universities rather than the plentiful colleges and the smallest universities, but the numbers are still very illustrative.
For the top 30 universities, you can pay $40,000 Carnegie Mellon or USC. However, also among the top 30 are UCLA, University of Michigan Ann Arbor, or UV, where the cost is below $13,500. Even though the schools are similarly ranked as the best quality educations some have have triple the cost.
This years US News' report said the cheapest in their survey was University of Wyoming, coming in at $4,404 per year for tuition and fees together. It is a pretty small school, just over 10,000 students, but the degrees are perfectly valid and they cover all the same topics you would cover in any other school.
One year at Penn State (roughly $18,000 for tuition and fees) could pay for your entire four year education at University of Wyoming.
Further, you could attend a community college for two years if your chosen school has residency requirements. Most community colleges are much cheaper than universities. If you are willing to move around the country you can get an associates degree at a community college for under $5000 in two years. Follow it up with an inexpensive two years for the bachelors degree and the whole thing costs about $10,000 spread across four years.
That is $2,500 per year for a bachelors degree.
That's why I wrote above, if your family is wealthy enough to have a smart phone for you (roughly $1200/year just on a one-person luxury) or a cable/dish television system (roughly $2,000/year) then the family can give up some luxuries for a few years and afford a university education for you.
Plus if you are willing to work hard you can get scholarships and grants (who doesn't like free money?), and student loans to make up whatever difference is left.
There are other circumstances that may prevent getting a four year degree, but in the US at least, cost alone is generally not one of them.