This!Short answer: No
Programming isn't any more dangerous than everyday usage. You can't break it, unless you do s.th. inherently dangerous, like deleting system files or using it under the shower.
It isn't more dangerous than everyday usage, but that doesn't mean it is not dangerous. As you said - you can delete your files by accident.
But of course you can delete them even in Windows Explorer, Total Commander, the command line window etc., without any programming at all.
But all the posts in this thread are a good answer to the question. You just need to read them all and understand it corretly and you'll be fine :)