A reminder for all your starters out there, including the OP. Please try not to look at SEQUELS to popular games when starting out. Like Bloons TD 5. Go have a look at Bloons Tower Defense (the original) and the second version. If you go look at versions 1 and 2 ... (and then any after 2) you can see how that the key to getting this thing done (which was done by 1-2 people originally, plus 0-2 people doing art and sound stuff) was that they did a SMALL, but complete game. They added features and improved graphics with every version - but the first version they made had 1 map, les than 10 monkey types, less than 4 upgrades, etc. Version 2 nearly doubled it. And now at version 5 it is nearly doubled again. The original creator would have taken more than twice as long to build Bloons TD 5 as Bloons TD (1) - and by that time he would have given up and we would never have heard of that game.
Don't try to make your first "finished" game have every option, every variation, be polished to the nth degree. Just try to make it clean, simple and fun.
Good luck.