Found a great one here http://www.filmmusicmag.com/kb/questions/1/

I thought the same thing.

I just took from a template contract, doesn't have to be a complicated one drowned in legalese. I think the most important aspect of a contract is the seriousness and professionalism. If a client signs a contract 9 times out of 10 they will pay you.

Using a contract helps cut out the "time-wasters"

Can't agree more.

I'm a developer and have worked with "enthusiastic" artist who will tell me anything to make them sound driven and willing to work. Many of them just disappear without a word after wasting my time and effort. Thankfully, I didn't pay in advance.

Next time, its contract or nothing.